24pay has been a leading payment service provider in Slovakia since 2012, when it obtained its payment license. The company focuses on cashless payments in both online and physical retail environments. As a payment institution, it is regulated by the National Bank of Slovakia, ensuring a high level of security and reliability of its services. Currently, 24pay is authorized to provide payment services, including: • Receiving payment transactions • Transferring funds Its service portfolio includes a payment gateway for e-shops and payment terminals for brick-and-mortar stores. The 24pay payment gateway enables to accept card payments, digital wallets (Apple Pay, Google Pay, Click to Pay), instant and standard bank transfers, instalment payments, SMS payments, and more. The system allows merchants to customize the payment gateway to their needs and integrate it with their e-shops via API. The 24pay payment terminals enable cashless payments in physical stores and support payments via card, mobile phone, smartwatch, and other modern payment innovations such as payment rings and bracelets. The portfolio includes both both stationary (countertop) and portable devices, which are designed for various types of stores, including gastronomy, retail, and services. 24pay continuously innovates and develops services that simplify business operations and boost revenue. One of its key projects is Pontefin – the first online business financing center. Pontefin is an online platform that connects small and medium-sized enterprises with banks and financial institutions, making it easier for them to access loans and other financial products. Pontefin helps businesses manage their finances more efficiently and provides tools to assess their financial health. In addition to technological solutions, 24pay is actively involved in education. It collaborates with several universities in Slovakia (University of Economics in Bratislava, University of Žilina, and University of Prešov), helping students develop knowledge in fintech and financial services. 24pay organizes lectures and provides practical industry experience to support the next generation of professionals.
FinTech, Payment Solutions, IT
Mr. Miroslav Koco Business Owner
